Murtha Means More
Karen J. Kepler Murtha Cullina LLP Partner

Partner

Boston
Email: kkepler@murthalaw.com
Phone: 617-457-4109
Fax: 617-210-7005

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Bar & Court Admissions

  • Massachusetts

Education

  • Boston University School of Law (J.D., 1983)
  • University of Massachusetts (B.A., cum laude, 1979)

Karen J. Kepler


A member of the Firm’s Business and Finance Department and Affordable Housing Practice Group, Karen Kepler represents clients in all aspects of commercial real estate development and finance, with a particular emphasis on facilitating public-private partnerships through affordable housing and community economic development projects. In addition to her general commercial real estate practice, she represents for-profit and non-profit companies, financial institutions and quasi-public agencies in complex mixed-use developments, assisted living projects, HUD and Fannie Mae financed developments, federal and state low income housing tax credit (LIHTC) and tax-exempt bond financed projects, New Markets Tax Credit developments and "Comprehensive Permit" projects under Massachusetts General Laws Chapter 40B. Karen also has extensive experience structuring complex, multi-tiered and multi-phased projects using creative land use tools such as condominiums, air-rights and ground leases.

Karen is a member of the Housing Advisory Board of the Town of Brookline, a past-president and trustee of the Lawyers’ Clearinghouse on Affordable Housing and Homelessness and a past-president of the Women’s Bar Association of Massachusetts.

Karen has achieved an AV® Preeminent™ Peer Review Rating and is ranked one of the top women real estate lawyers in the Northeast by Martindale-Hubbell. She is also listed as a Massachusetts Super Lawyer. In 2016, she was selected as an honoree for the “Top Women of Law” by Massachusetts Lawyers Weekly.

Speaking Engagements:

  • “Financing Affordable Housing Projects,” Boston Bar Association, May 2016
  • “Hot Topics in New Markets Tax Credit Financing,” Social Investing Series Seminar, Boston, 2010.
  • The Attorney General’s Decision in Greenfield: Implications for Housing Authorities, Associated Entities and Public Bidding Requirements, October 2010.
  • Murtha Cullina Diversity and Inclusion Committee, Vice Chair, Present
  • American Bar Association, Forum on Affordable Housing, past Chair of Senior Housing Committee, 1997 - present
  • Boston Bar Association, Co-Chair of Affordable Housing Subcommittee and Real Estate Section
  • CREW/Boston, Member of Housing & Community Development Group
  • Lawyers’ Clearinghouse on Affordable Housing and Homelessness, Board Member and Past-President,  1997 - 2012
  • Women’s Bar Foundation of Massachusetts, Inc., Past President and Trustee, 2001-2005
  • Women’s Bar Association of Massachusetts, Past President, 1989-1990, current member of the Emeritus Board
  • AV® Preeminent™ Peer Review Rating and ranked one of the top women real estate lawyers in the Northeast by Martindale-Hubbell
  • Listed in The Best Lawyers in America® in the area of Real Estate Law since 2017 (Copyright 2015 by Woodward/White, Inc., Aiken, SC)
  • Massachusetts Super Lawyer (Super Lawyers is a registered trademark of Key Professional Media, Inc.)
  • Chosen as Honoree for "Top Women of Law" by Massachusetts Lawyers Weekly, 2016
  • Town of Brookline, Housing Advisory Board, Current Member
  • The Chestnut Hill School, Trustee, 2004-2007
  • LeadBoston Class of 2004-2005
  • Harvard Law School, Legal Writing Instructor, 1999-2000
  • Massachusetts Continuing Legal Education: Panelist on several real estate focused seminars
  • Massachusetts
  • Two New Markets Tax Credit (NMTC) IRS Rulings and NMTC Legislative Update, June 2010.
Overview

A member of the Firm’s Business and Finance Department and Affordable Housing Practice Group, Karen Kepler represents clients in all aspects of commercial real estate development and finance, with a particular emphasis on facilitating public-private partnerships through affordable housing and community economic development projects. In addition to her general commercial real estate practice, she represents for-profit and non-profit companies, financial institutions and quasi-public agencies in complex mixed-use developments, assisted living projects, HUD and Fannie Mae financed developments, federal and state low income housing tax credit (LIHTC) and tax-exempt bond financed projects, New Markets Tax Credit developments and "Comprehensive Permit" projects under Massachusetts General Laws Chapter 40B. Karen also has extensive experience structuring complex, multi-tiered and multi-phased projects using creative land use tools such as condominiums, air-rights and ground leases.

Karen is a member of the Housing Advisory Board of the Town of Brookline, a past-president and trustee of the Lawyers’ Clearinghouse on Affordable Housing and Homelessness and a past-president of the Women’s Bar Association of Massachusetts.

Karen has achieved an AV® Preeminent™ Peer Review Rating and is ranked one of the top women real estate lawyers in the Northeast by Martindale-Hubbell. She is also listed as a Massachusetts Super Lawyer. In 2016, she was selected as an honoree for the “Top Women of Law” by Massachusetts Lawyers Weekly.

Speaking Engagements:

  • “Financing Affordable Housing Projects,” Boston Bar Association, May 2016
  • “Hot Topics in New Markets Tax Credit Financing,” Social Investing Series Seminar, Boston, 2010.
  • The Attorney General’s Decision in Greenfield: Implications for Housing Authorities, Associated Entities and Public Bidding Requirements, October 2010.
Memberships
  • Murtha Cullina Diversity and Inclusion Committee, Vice Chair, Present
  • American Bar Association, Forum on Affordable Housing, past Chair of Senior Housing Committee, 1997 - present
  • Boston Bar Association, Co-Chair of Affordable Housing Subcommittee and Real Estate Section
  • CREW/Boston, Member of Housing & Community Development Group
  • Lawyers’ Clearinghouse on Affordable Housing and Homelessness, Board Member and Past-President,  1997 - 2012
  • Women’s Bar Foundation of Massachusetts, Inc., Past President and Trustee, 2001-2005
  • Women’s Bar Association of Massachusetts, Past President, 1989-1990, current member of the Emeritus Board
Recognition
  • AV® Preeminent™ Peer Review Rating and ranked one of the top women real estate lawyers in the Northeast by Martindale-Hubbell
  • Listed in The Best Lawyers in America® in the area of Real Estate Law since 2017 (Copyright 2015 by Woodward/White, Inc., Aiken, SC)
  • Massachusetts Super Lawyer (Super Lawyers is a registered trademark of Key Professional Media, Inc.)
  • Chosen as Honoree for "Top Women of Law" by Massachusetts Lawyers Weekly, 2016
Community Activities
  • Town of Brookline, Housing Advisory Board, Current Member
  • The Chestnut Hill School, Trustee, 2004-2007
  • LeadBoston Class of 2004-2005
  • Harvard Law School, Legal Writing Instructor, 1999-2000
  • Massachusetts Continuing Legal Education: Panelist on several real estate focused seminars
Bar & Court Admissions
  • Massachusetts
Publications
  • Two New Markets Tax Credit (NMTC) IRS Rulings and NMTC Legislative Update, June 2010.
Bar & Court Admissions
  • Massachusetts
Education
  • Boston University School of Law (J.D., 1983)
  • University of Massachusetts (B.A., cum laude, 1979)
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