skip to main content

In response to the increasingly complex, competitive and uncertain business climate within which banks, thrifts and other financial institutions operate today, Murtha Cullina has built an interdisciplinary practice group comprised of attorneys and paralegals who focus on their particular needs and objectives.

This interdisciplinary team includes professionals who concentrate in bank regulatory work; commercial and real estate lending; workouts, restructurings, creditors' rights and bankruptcy; and general corporate and securities law. Together, they are able to provide banks, thrifts and other financial institutions with a comprehensive spectrum of specialized legal services.

The regulatory framework within which banks, thrifts and other financial institutions operate is uniquely complex. Several different state and federal regulatory agencies oversee the enforcement of many overlapping state and federal statutes and regulations. The current "banking crisis" facing our nation has resulted in a steady stream of new legislation, creating other complexities and substantially increasing the burden of regulatory compliance. At the same time, the stakes have risen. The threat of personal liability for the failure of directors and executive officers to ensure complete compliance is a real and ever present danger.

Our Banking & Bank Regulatory practice includes several professionals who specialize in this complex area and provide expert counseling and advice relating to regulatory compliance. We are familiar with all aspects of state and federal banking legislation, as well as the regulations promulgated thereunder by the various agencies and departments. We are well versed in counseling officers and directors in connection with the establishment of regulatory compliance programs, the negotiation of regulatory orders and agreements, the conduct of special internal investigations, and the preparation of a wide range of regulatory applications and reports.